Reclaim what's
rightfully yours
We help Florida homeowners recover surplus funds from tax and mortgage foreclosure sales — with clarity, integrity, and care.
Service Areas
Two kinds of surplus,
one trusted path to recovery
We work exclusively in Florida, focused on the two surplus situations where homeowners most often leave money behind.
Tax Deed Surplus
When a property is sold at a Florida tax deed auction for more than the taxes owed, the surplus belongs to the prior owner — not the county. We help you claim it.
Mortgage Foreclosure Surplus
If your home sold at foreclosure for more than the lender was owed, those excess funds may be legally yours. We handle the filings and the follow-through.
How It Works
Four simple steps,
zero upfront cost
We identify available funds
Our team searches Florida court and county records to find surplus funds that may belong to you.
We verify your eligibility
We confirm your legal claim and gather the documentation needed to support your recovery.
We manage the process
We file motions, work with the courts and clerks, and handle every step on your behalf.
You receive your recovery
Once approved, your funds are disbursed to you — with our fee only paid out of what you receive.
Why Sunshine Reclaim
Built on trust, transparency,
and Florida know-how
Transparent communication
Clear updates at every stage — no jargon, no surprises.
No upfront costs
We only get paid when you do. Zero out-of-pocket to start.
Compassionate guidance
We understand foreclosure is hard. We lead with empathy.
Florida-focused expertise
We work only in Florida, so we know the courts and the clerks.
Simple process
We handle the paperwork, filings, and follow-up so you don't have to.
Responsive support
Real people, reachable by phone and email when you need answers.
Understand Your Rights
The money the government
doesn't advertise
Why Is There Extra Money After an Auction?
When a property is auctioned, it often sells for more than what was owed. The government only keeps what was due — the rest should go back to you. But if no one steps up to claim it, that money can eventually escheat to the state, meaning the government keeps it.
Here's the problem: there's no central database for unclaimed funds. Each state manages these funds differently, making the process confusing and frustrating for individuals trying to recover what's theirs.
That's where we come in.
How We Help You Get Your Money Back
- We Locate Your Funds — If you have surplus money owed to you, we'll find it.
- We Handle the Legal Process — The paperwork, filings, and legal requirements? We take care of it all.
- You Pay Nothing Upfront (not even a single dime) — We only get paid when you successfully reclaim your funds.
Time Matters — Don't Let Your Money Disappear
While some funds can be claimed indefinitely, many states have strict deadlines. If you wait too long, you could lose your chance to recover what's rightfully yours.
If your property was recently auctioned, you could have a substantial amount of money waiting for you. But the clock is ticking.
You've lost enough. Don't leave money on the table. Let us help you claim what's yours before it's too late.
Get Started
Let's help you
move forward
Tell us a bit about your situation. We'll review your case at no cost and let you know if there are surplus funds you may be entitled to recover.