Questions, answered

When a property is sold at a Florida tax deed or mortgage foreclosure auction for more than what was owed, the leftover money — the surplus — generally belongs to the prior owner. Counties and clerks hold these funds until someone claims them.

If your Florida property was sold at a tax deed auction or mortgage foreclosure within the last several years, there may be surplus funds in your name. We'll search the public records for free and tell you what we find.

Nothing up front. We work on a contingency basis — our fee is a percentage of what you actually recover, agreed in writing before we file anything. If you recover nothing, you owe nothing.

Most Florida surplus claims take between 60 and 180 days from filing, depending on the county, the court's calendar, and whether anyone contests the claim. We'll give you a realistic timeline for your specific case.

In most cases, no. We handle the filings and appear or correspond with the court on your behalf. If a hearing is required, we'll prepare you for exactly what to expect.

No. Sunshine Reclaim is a surplus funds recovery service. We are not a law firm and do not provide legal advice. When a case requires legal representation, we work with licensed Florida attorneys.

All 67 Florida counties. We have particular experience in Miami-Dade, Broward, Palm Beach, Orange, Hillsborough, and Duval.

Typically a government-issued ID, proof of prior ownership, and any court paperwork you received about the sale. We'll request only what's required for your specific filing.